Derek Egeberg is the Approval Coach!

Yuma Mortgage & Yuma Home Loan Specialist • NMLS# 180899

Ray Ochoa

Senior Loan Officer
NMLS # 214114
State Lic: AZ # 0915882

Office Phone: (928) 247-9089
Cell Phone: (928) 247-5937
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Ray is the Sales Manager and Loan Officer for Academy Mortgage Corporation in Yuma, Arizona. Ray has over 20 years of experience in mortgage lending as both a mortgage broker and as a mortgage banker. Additionally, Ray also has over 30 years of business experience in Yuma as an owner of another business in the private business sector.

What is Important:

Building client relationships is the cornerstone of Ray's business philosophy. His highly evolved customer service and problem solving skills enable him to provide all of his clients with an accurate, credible, patient, and principled experience when he works with them to obtain their dream home, or to re-finance their current home. Ray prides himself on his integrity and honesty, and has had the great fortune to make innumerable life-long friends in his many years in business.

Handing out Keys To Home Ownership

Client Education:

One unique component of Ray's remarkable and passionate customer service, is in how he provides a qualified education experience for his clients. He does this via classes, seminars and in assisting them in to strategizing their best credit position for their needs. Ray has a tenured approach to working with a range of needs: anything from first-time homebuyers to navigating complicated transactions. These are all specialized purchases that Ray is uniquely qualified to guide his clients through.

Personally Speaking…

Ray has been a resident of Yuma for the past 48 years. He attended the University of Arizona and majored in Business Management. Ray and his wife Alison, attended Kofa High School and the UofA together. Although they are empty nesters, between them they have three children. Tyler, with his love of improv comedy, is residing in Mesa, AZ. Kayla, is recently graduated from NAU is residing in Flagstaff, AZ. Connor, is pursuing a music career, and residing in Nashville, TN.

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