Derek Egeberg is the Approval Coach!

Yuma Mortgage & Yuma Home Loan Specialist • NMLS# 180899

Yuma, AZ Mortgage Questions & Answers


Sep
24
2009

Should You Leverage Your Home or Pay It Down Rapidly?

YUMA, AZ – There is a great debate within the inner-mortgage circles these days.

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Sep
24
2009

Points or No Points

YUMA, AZ – The question of paying discount points on your mortgage should be answered by one single question. How long do you need to borrow this money?

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Sep
24
2009

Choosing Your Ideal Mortgage Loan Program

YUMA, AZ – Contrary to popular belief, there are no good or bad loan programs, however there are correct and incorrect loan programs depending on a borrower’s personal, financial, and credit situation.

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Sep
24
2009

Should You Leverage Your Home or Pay It Down Rapidly?

YUMA, AZ – There is a great debate within the inner-mortgage circles these days.

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Sep
24
2009

Home Buyers Face Decisions that Affect Their Long-Term Financial Picture

Taking the step into home ownership is one of the most important financial decisions a person will make in their lifetime.

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Sep
24
2009

The Do’s and Don’ts During the Mortgage Loan Process

YUMA, AZ – There seem to be many misconceptions about personal credit and credit scoring.

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Sep
24
2009

Credit Scores and the Impact on Interest Rates

YUMA, AZ – Consumers interested in purchasing or refinancing a home will pay an interest rate based on current market conditions and their ability to pay back the loan.

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Sep
24
2009

The FIVE Factors of Credit Scores

YUMA, AZ – The credit score system used today has evolved since the 1960’s.

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Sep
24
2009

Borrower Beware

YUMA, AZ – Sub prime lending by definition is mortgage lending for those with sub par credit scores or credit history, recent bankruptcies, low down payments or less than adequate income and asset documentation.

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Sep
24
2009

Adjustable Rate Mortgage Holders Prepare for Increase in Interest Rates

YUMA, AZ – Interest rates are on the rise and many homeowners who have adjustable rate mortgages may see increases in their forthcoming annual adjustments.

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