Derek Egeberg is the Approval Coach!

Yuma Mortgage & Yuma Home Loan Specialist • NMLS# 180899

Loan Programs


Conventional Mortgages

A Popular Product for Homebuyers With Excellent Credit and Money to Put Down
Academy's Conventional Mortgages- including Fixed-Rate Mortgages, Adjustable-Rate Mortgages, and Jumbo Mortgages- typically require a 3%-20% down payment, which results in immediate equity in a new home.

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USDA Rural-Housing

Government-Backed Loans for Homebuyers in Rural Areas
With government-backed, affordable USDA Home Loans, Academy can provide 102% financing for homebuyers in defined rural development areas.

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FHA 203(k) Renovation Loans

A Great Alternative for Those Wanting to Buy or Refinance a Fixer-Upper
Academy's FHA 203(k) Renovation Loans are designed for people wanting to buy or refinance a fixer-upper and include the costs to repair and remodel the property all in a single loan.

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Refinancing Your Mortgage

Have You Looked at Refinancing Lately?
With interest rates at historic lows, now is the time for you to weigh the costs and benefits of refinancing your mortgage with Academy.

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FHA- Insured Financing

An Ideal Solution for Those with Less-Than-Ideal Buying Power
With flexible qualification guidelines, Academy's FHA-Insured Loans are designed to benefit first-time homebuyers and buyers who don't have perfect credit or a lot of money to put down. 

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VA Home Loans

Favorable Loan Terms and Interest Rates for Military Personnel
Academy proudly offers loan products that meet the home financing needs of active-duty military and veterans nationwide.

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State Housing Loans

Affordable Housing for the Disadvantaged
Academy's State Housing Agency Loans provide affordable housing for low - and moderate - income households, underserved minority populations, people with disabilities, and the elderly. 

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FHA Streamline Refinance

The Simplest and Fastest Way to Refinance an FHA-Insured Loan
Qualified FHA-insured homeowners may use this tool to refinance their home without providing proof of income and possibly without a home appraisal.

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