Derek Egeberg is the Approval Coach!

Yuma Mortgage & Yuma Home Loan Specialist • NMLS# 180899

Privacy Policy


Academy Mortgage takes our clients' financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow us to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency.

We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law.

FACTS
WHAT DOES Academy Mortgage Corporation DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Assets and income
  • Credit scores and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons why financial companies can share their customers’ personal information, the reasons Academy Mortgage Corporation chooses to share, and whether you can limit this sharing.

Reasons we can share your personal information
Does Academy Mortgage Corporation share?
Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes
No

For our marketing purposes -
to offer our products and services to you

Yes
No

For joint marketing with other financial companies -

No
We don't share

For our affiliates' everyday business purposes -
information about your transactions and experiences

No
We don't share

For our affiliates' everyday business purposes -
information about your credit worthiness

No
We don't share

For our affiliates to market to you -

No
We don't share

For nonaffiliates to market to you -

No
We don't share
Who we are

Who is providing this notice?

Academy Mortgage Corporation

What we do

How does Academy Mortgage Corporation protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Academy Mortgage Corporation collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or apply for a loan
  • Give us your income or employment information.
  • Give us your contact information, or show your government-issued ID or driver’s license.
  • We also collect your personal information from others, such as credit bureaus, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your credit worthiness.
  • Sharing for affiliates to use information about your credit worthiness to market to you.
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Academy Mortgage does not have any affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliated companies may include title companies, appraisers, computer or software companies, insurance providers, or loan purchasers.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Academy Mortgage Corporation does not jointly market.

A copy of our Privacy Policy is available here.