Derek Egeberg is the Approval Coach!

Yuma Mortgage & Yuma Home Loan Specialist • NMLS# 180899

Yuma, AZ


We specialize in Yuma, AZ HOME LOANS and Yuma, AZ MORTGAGES including first time buyer credits, low credit scores and low interest rates. 

It is the mission of Academy Mortgage to deliver the dream of sustainable homeownership to as many homebuyers as possible. With our new lower FICO score requirements for FHA Fixed-Rate Loans, we are helping homebuyers with credit challenges to achieve this dream.

Yuma Conventional Mortgages

CONVENTIONAL MORTGAGES are popular with homebuyers who have excellent credit and money to put down. Academy's Conventional Mortgages--including Fixed-Rate Mortgages, Adjustable-Rate Mortgages, and Jumbo Mortgages-- typically require low down payments. A conventional mortgage is underwritten and insured by a private lender, not the federal or state government.

Yuma FHA-Insured Financing

FHA-INSURED FINANCING can be an ideal solution for those with less-than-ideal buying power. With flexible qualification guidelines, Academy's FHA-Insured Loans are designed to benefit-time homebuyers and buyers who don't have perfect credit or a lot of money to put down.

Yuma State Housing Agency Loans

STATE HOUSING AGENCY LOANS provide affordable housing for the disadvantaged. Academy's State Housing Agency Loans provide affordable housing for low and moderate-income households, undeserved minority populations, people with disabilities, and the elderly.

Yuma VA Home Loans

VA HOME LOANS provide favorable loan terms and interest rates for military personnel. Academy proudly offers VA Home Loan products that meet the home financing needs of active-duty military and veterans nationwide.

Yuma FHA 203(k) Renovation Loans

FHA 203(k) RENOVATION LOANS can be a great alternative for people who want to buy or refinance a fixer-upper. Academy's FHA 203(k) Renovation Loans include the costs to repair and remodel the property, all in a single loan. 

Yuma USDA Rural Housing

USDA RURAL HOUSING provides government-backed loans for some homebuyers in rural areas. With government-backed, affordable USDA Home Loans, Academy can provide 102% financing for homebuyers in defined rural development areas. 

Yuma Refinance Mortgage

When you refinance your mortgage, you pay off your existing mortgage and replace it with a new mortgage that typically has a lower interest rate, term period, or monthly period.